To clarify, “kitting” in the banking context refers to the practice of transferring funds from one bank account to another, often to take advantage of loan or credit opportunities. However, as your friend mentioned, this practice can be considered illegal or unethical if done with the intention of deceiving or manipulating the banks.
Regarding Teresa’s situation, it’s understandable that you’re worried about the misplaced envelope containing the rent money for the two trailers. Losing important documents or funds can be frustrating and stressful.
Since Teresa didn’t find the envelope, you might suggest that she:
1. Recreate the certified check or request a replacement from the issuer.
2. Inform the trailer owners or property managers about the situation and ask for their guidance or assistance.
3. Review her financial records to ensure that the funds are accounted for and not mistakenly spent.
Remember, as Ruth said, you shouldn’t have to worry about this situation excessively. Try to support Teresa in finding a solution, but also prioritize your own well-being and avoid taking on unnecessary stress.
Teresa is being taken advantage of by the landlady, who’s charging her for utilities and services that aren’t being used. The fact that the landlady gave an eviction notice to the young man renting from Teresa, despite it not being her trailer, seems like an overstep.
It’s also concerning that the landlady has been adding extra charges to Teresa’s bill, claiming she owes more money. The situation seems unfair and potentially exploitative.
Teresa has already been dealing with a lot, including her mom’s passing and her sister’s refusal to help with the cremation costs. It’s admirable that you’ve been supporting Teresa by taking her to the post office and bank.